Helping you to manage your Dental Health
We all know how important looking after our oral health is, but sometimes the costs can really add up.
Are you looking after your oral health?
60%* of people without dental insurance only attend the dentist when they have a dental issue.
Our Healthy Smiles range of dental insurance plans can help to manage these costs, ensuring that you can take the best care of your teeth and your oral health.
- Spread your costs monthly at no extra charge
- Save on the cost of your dental care
- Immediate cover for check-ups, cleaning & x-rays
- Immediate cover for emergency treatment
- Financial protection for minor & major treatments
- Ensure a healthy smile with regular, sustained oral health care
The Healthy Smiles range of plans are available in 4 levels, allowing you to choose the option that fits your needs and your budget.
*Empathy Research 2019
| LEVEL | 1 | 2 | 3 | 4 |
| Care and Prevent (100% Cover) Immediate Cover - 2 dental exams per year - 2 dental cleanings per year - Dental x-rays - 1 emergency dental treatment worldwide per year | ✓ | ✓ | ✓ | ✓ |
| Basic Treatment (70% Cover) After 3 Months - Fillings - Extractions - Treatment of gum disease - Sealants (for children) - Space maintainers (for children) - Stainless steel crowns (for children) | ✗ | ✓ | ✓ | ✓ |
| Major Treatment (60% Cover) After 12 Months - Root canal - Dentures, bridges & implant supported crowns* - Crowns, inlays, onlays & veneers** €100 policy excess applies to major treatments only | ✗ | ✗ | ✓ | ✓ |
| Oral Cancer Benefit Immediate Cover - €2,000 lifetime lump sum benefit - €3,000 lifetime oral rehabilitation benefit | ✗ | ✗ | ✓ | ✓ |
| Orthodontics After 2 Years - €1,000 lifetime orthodontic benefit for each covered person | ✗ | ✗ | ✗ | ✓ |
| *Annual maximums for dentures, bridges & implant supported crowns per member per year - €500 **Annual maximum for crowns, inlays, onlays and veneers per member on Level 3 & 4 - €500 - Lifetime maximum on ortho treatment on Level 4 - €1,000 - Lifetime maximum on oral cancer benefit on Level 3 & 4 - €5,000 - Annual maximum for all other services per member per year: Level 1 - €500 | Level 2 - €1,000 | Level 3 - €1,000 | Level 4 €1,000 | ||||
| Level 1 - From €16.44* per month | Level 2 - From €24.07** per month | Level 3 - From €29.29*** per month | Level 4 - From €33.02^ per month | |
| Care and Prevent (100% Cover) Immediate Cover - 2 dental exams per year - 2 dental cleanings per year - Dental x-rays - 1 emergency dental treatment worldwide per year | ✓ | ✓ | ✓ | ✓ |
| Basic Treatment (70% Cover) After 3 Months - Fillings - Extractions - Treatment of gum disease - Sealants (for children) - Space maintainers (for children) - Stainless steel crowns (for children) | ✗ | ✓ | ✓ | ✓ |
| Major Treatment (60% Cover) After 12 Months - Root canal - Dentures, bridges & implant supported crowns* - Crowns, inlays, onlays & veneers** €100 policy excess applies to major treatments only | ✗ | ✗ | ✓ | ✓ |
| Oral Cancer Benefit Immediate Cover - €2,000 lifetime lump sum benefit - €3,000 lifetime oral rehabilitation benefit | ✗ | ✗ | ✓ | ✓ |
| Orthodontics After 2 Years - €1,000 lifetime orthodontic benefit for each covered person | ✗ | ✗ | ✗ | ✓ |
| *Annual maximums for dentures, bridges & implant supported crowns per member per year - €500 **Annual maximum for crowns, inlays, onlays and veneers per member on Level 3 & 4 - €500 - Lifetime maximum on ortho treatment on Level 4 - €1,000 - Lifetime maximum on oral cancer benefit on Level 3 & 4 - €5,000 - Annual maximum for all other services per member per year: Level 1 - €500 | Level 2 - €1,000 | Level 3 - €1,000 | Level 4 €1,000 | ||||
Adult Dental Plans – *Healthy Smiles Level 1, age 18-39 from €16.44 per month or €197.29 per year.
Adult Dental Plans – **Healthy Smiles Level 2, age 18-39 from €24.07 per month or €288.90 per year.
Adult Dental Plans – ***Healthy Smiles Level 3, age 18-39 from €29.29 per month or €351.51 per year.
Adult Dental Plans – ^Healthy Smiles Level 4, age 18-39 from €33.02 per month or €396.28 per year.
